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10/18/2006

CAR INSURANCE PHILADELPHIA…..

Are you looking for lower priced car insurance in Philadelphia area? Perhaps you just want an auto insurance quote that you can compare on online. The online Philadelphia car insurance companies can and will give you quotes. This will help you to select affordable auto insurance in Philadelphia area and with competitive rates.

In order to legally operate an automobile in Pennsylvania, you have to first demonstrate that you meet all of the states minimum insurance requirements. You may also want to go beyond this and to also carry additional coverage. No matter what types of coverage you are looking for, you may be able to find affordable rates. The key to this find is simply knowing where to look.

Ok, now we know have learned that you have to carry liability insurance. There is simply no away of getting around this. This is not an option, but a state requirement. In Pennsylvania, this means that you must carry a minimum of $15,000/$30,000 for bodily injury. This covers the other party or parties. You must also have included in your policy at least $5,000 coverage in the event of any property damage. Pennsylvania has enacted "no-fault" laws, which mean it requires your car insurance company in Philadelphia to pay for your medical bills even if the accident is your fault.